Calc82 free calculators for money, tax, travel & life
Loans, mortgages, investing, take-home pay for 12 countries, travel data and more — in your own currency, with instant results and no sign-up.
Loans & Mortgages
EMI CalculatorMonthly payment for any loan
Home Loan CalculatorEMI for a house purchase
Mortgage CalculatorMonthly payment with tax, insurance & PMI
Car Loan CalculatorAuto loan payment with trade-in
Personal Loan CalculatorEMI plus the real cost with fees
Education Loan CalculatorStudent loan EMI with moratorium
Loan Prepayment CalculatorInterest saved by paying early
Loan Comparison CalculatorCompare two loan offers side by side
Loan Eligibility CalculatorHow much loan you can get
Credit Card Payoff CalculatorHow long to clear card debt
Simple Interest CalculatorInterest without compounding
Compound Interest CalculatorGrowth with compounding & deposits
Flat vs Reducing Interest Rate CalculatorConvert a flat rate to the real rate
Loan Payment CalculatorMonthly payment, interest & schedule
Investing & Savings
SIP CalculatorReturns on monthly investing
Step-Up SIP CalculatorSIP that grows every year
Lumpsum Investment CalculatorGrowth of a one-time investment
SWP CalculatorMonthly income from investments
FD Calculator (Fixed Deposit)Fixed deposit maturity value
RD Calculator (Recurring Deposit)Recurring deposit maturity
🇮🇳PPF CalculatorPublic Provident Fund maturity
🇮🇳NPS CalculatorPension corpus & monthly pension
CAGR CalculatorCompound annual growth rate
ROI CalculatorReturn on investment, annualized
Stock Profit CalculatorProfit/loss on a share trade
Crypto Profit CalculatorProfit on Bitcoin & crypto trades
Stock Average CalculatorAverage price after buying more
Dividend Yield CalculatorYield and dividend income
Retirement CalculatorCorpus needed & monthly saving
FIRE CalculatorFinancial independence number
Inflation CalculatorFuture cost & purchasing power
Future Value CalculatorFuture value with regular payments
Present Value CalculatorWhat a future sum is worth today
Rule of 72 CalculatorYears to double your money
Savings Goal CalculatorMonthly saving to reach a goal
CD Calculator (Certificate of Deposit)CD and term deposit earnings
Tax & Salary
🇮🇳Income Tax Calculator India (FY 2026-27)New vs old regime tax
🇮🇳Salary Calculator India (CTC to In-Hand)CTC to monthly take-home
🇮🇳HRA Exemption CalculatorTax-free part of your HRA
🇮🇳Gratuity CalculatorGratuity on leaving a job
🇮🇳EPF CalculatorProvident fund at retirement
🇮🇳GST CalculatorAdd or remove GST, CGST/SGST
🇺🇸Federal Income Tax Calculator 2026US federal tax & bracket
🇺🇸Paycheck Calculator (US Take-Home Pay)Net pay per paycheck
🇬🇧UK Salary Calculator (Take-Home Pay)Income tax & NI on your salary
🇦🇺Australia Income Tax CalculatorTax, Medicare levy & take-home
🇦🇪UAE Gratuity CalculatorEnd-of-service benefit
VAT CalculatorAdd or remove VAT, any rate
🇺🇸Sales Tax CalculatorPrice after sales tax
Hourly to Salary ConverterHourly, monthly & yearly pay
Salary Hike CalculatorNew salary or hike %
🇨🇦Canada Income Tax Calculator 2026Federal tax, CPP, EI & take-home
🇩🇪German Salary Calculator 2026 (Brutto Netto)Gross to net pay in Germany
🇮🇪Ireland Salary Calculator 2026PAYE, USC, PRSI & take-home
🇸🇬Singapore Income Tax & CPF CalculatorTax, CPF and take-home pay
🇿🇦South Africa Tax Calculator 2026/27PAYE, UIF & take-home pay
🇳🇿New Zealand Tax Calculator (PAYE)PAYE, ACC, KiwiSaver & take-home
🇸🇦Saudi End of Service CalculatorEOSB under Saudi Labour Law
Business
Tech & Travel
Travel Data CalculatorHow much eSIM data you need
eSIM vs Roaming Cost CalculatorIs an eSIM cheaper than roaming?
Mobile Data Usage CalculatorHow much data you use a month
Phone Plan Cost per GB CalculatorCompare mobile plans by value
Download Time CalculatorHow long a download takes
Internet Speed CalculatorWhat speed your home needs
VPN Speed CalculatorHow much a VPN slows you down
Streaming Data Usage CalculatorData used by Netflix, YouTube, Spotify
Time Zone ConverterConvert time between countries
Travel Budget CalculatorTotal trip cost per person & day
Everyday, Health & Education
Percentage Calculator% of, % change, add/subtract %
Age CalculatorExact age in years, months, days
Days Between Dates CalculatorDays, weeks & weekdays between dates
Tip CalculatorTip and split the bill
Fuel Cost CalculatorTrip petrol/gas cost
BMI CalculatorBody mass index & healthy weight
Calorie CalculatorDaily calories to lose or gain
Pregnancy Due Date CalculatorDue date & weeks pregnant
🇮🇳CGPA to Percentage CalculatorConvert CGPA to %
GPA CalculatorSemester GPA on a 4.0 scale
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